Defend against identity theft as soon as you suspect it.
Place a "Fraud Alert" on your credit reports and review the reports carefully.
The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:
- TransUnion: 1-800-680-7289
- Equifax: 1-800-525-6285
- Experian: 1-800-397-3742
Placing a fraud alert entitles you to free copies of your credit reports.
Inspect your credit report at: AnnualCreditReport.com or call 1-877-322-8228 to order your free credit report.
- Close any accounts that have been tampered with or established fraudulently.
- Call the security or fraud departments of each company where an account was opened or changed without your okay. Follow up in writing, with copies of supporting documents.
- Use the ID Theft Affidavit here to support your written statement.
- Ask for verification that the disputed account has been closed and the fraudulent debts discharged.
- Keep copies of documents and records of your conversations about the theft.
File a Police Report
File a Police Report with to help you with creditors who may want proof of the crime.
Report the theft to the Federal Trade Commission
Your report helps law enforcement officials across the country in their investigations, online here or by phone: 1-800-653-4261